I have read in several places that the average American spends more time planing a 7 day vacation then they spend planning their own retirement. To me this is scary. It makes you wonder, why is that the case? People today are just not long term thinkers. They are living for today. Sure, the vacation is in the future but it is not that far away. It seems like there will always be time to save. Take some time out today and this week to schedule time to review your retirement plan. Compounding interest can only work for you if you give it enough time. Though your next get away will be fun, remember the reality of your future will be waiting for you on your return.

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