Our ability to earn income, manage, and invest that income directs our overall lifestyle. If this is the case, why is it that our education system today spends all of its time preparing us for how to earn that money by working or serving someone else, and little to no time on how to create a business and manage our own money? It can be equated to raising children, most people model their parents when it comes to raising their kids. Even in cases where they decide what things done to them they will never do. In theory this seems like a good idea. However, what are the principles and tactics used? Financial creation and management is a little bit easier to gauge just how effective you have been. How much is your net worth? Robert Kiyosaki refers to our net worth as our financial report card. What grade are you getting? Some people feel that this is an area they have no control, but this is untrue. There are principles when it comes to money management. These principles are based on proven habits, methods, and strategies. If you were diagnosed with a serious disease tomorrow you knew little about, what might you do? Most likely you would become a voracious reader and hunt all knowledge on your diagnosis. Why not take the same action with your finances? If you find yourself physically ill, wisdom is you ailment.